Automated swapRun by AI agents
Swap Tron USDT (TRC20) to Monero
Send USDT on Tron (TRC20) and get XMR at your own Monero address. Ghostex waits for 20 Tron confirmations, usually about a minute, then pays out to a standard, subaddress or integrated Monero address. The flat 0.48% fee is already inside the quote, and there is no account or KYC.
Pair details
USDT TRC20 to XMR at a glance
- You send
- Tether (USDT) as a TRC-20 token on the Tron network. The swap starts after 20 Tron confirmations.
- You receive
- XMR on the Monero network, paid to the address you enter in the form.
- Payout address
- A 95-character Monero address starting with 4 (standard) or 8 (subaddress), or a 106-character integrated address starting with 4.
- Memo or tag
- None. A Tron USDT deposit needs no memo, and the form has no payment-ID field for Monero.
- Refund address
- Optional. If you add one, it must be a Tron address starting with T. Without it, a refund goes back to the Tron address that paid.
- Limits
- About $10 to $10,000,000; the form shows the exact limits in USDT.
- Rate
- Fixed for 30 minutes from order creation, or floating until the swap executes. Both quotes already contain the 0.48% fee.
- Typical time
- 5 to 30 minutes for most orders, of which the Tron confirmations usually take about one minute.
Use case
Why swap USDT TRC20 to XMR
USDT tracks the US dollar, which makes it an easy way to size a Monero purchase. You decide how many dollars of XMR you want and send that much USDT, and its value does not swing while the deposit confirms. On a fixed rate the XMR amount is then locked for 30 minutes from order creation; on a floating rate it is set when the swap executes.
Tron keeps the deposit side short. With a block about every 3 seconds, the 20 confirmations usually pass in about a minute. By comparison, 2 Bitcoin confirmations take around 20 minutes (BTC to XMR) and 6 on Litecoin around 15 (LTC to XMR). If your Tether sits on Ethereum rather than Tron, use USDT (ERC20) to XMR instead.
Before you send
What a TRC20 deposit needs: Energy, Bandwidth or TRX
Moving USDT on Tron is not a plain coin transfer. A TRC-20 transfer calls the USDT token contract, and every contract call uses two network resources: Bandwidth for the bytes of the transaction and Energy for running the contract. Tron's resource model gives each account 600 free Bandwidth points every 24 hours, but Energy has no free quota. You either stake TRX to get it, or the network burns TRX from your balance to pay for it.
- A wallet with USDT and no TRX is stuck. Without staked Energy or TRX to burn, it cannot broadcast the deposit. Put some TRX in that wallet before you create the order, so the 30-minute window is not spent topping up.
- An exchange withdrawal skips the problem. The exchange pays the Tron resources itself. Check whether it takes its withdrawal fee out of the amount you type: if it does, less USDT arrives than the order expects.
- USDT on Tron is a token, TRX is the coin. Pick USDT (TRC20) as the asset you send. To convert the TRX coin, swap TRX itself to Monero on its own page.
Why 20 confirmations take about a minute. Tron produces a block about every 3 seconds. A block is solidified, meaning it can no longer be reversed, once 19 of the 27 Super Representatives have built on it, which typically takes about 1 minute. Ghostex's 20 confirmations reach at least that depth.
Fees and timing
USDT TRC20 to XMR fees and timing
Ghostex charges one flat 0.48% of the USDT you send, and it is already taken into account in the XMR amount the form quotes. The table shows the fee at three order sizes; the live XMR amount for your order is in the form above, because the USDT/XMR rate moves with the market.
| You send (USDT, TRC20) | 0.48% fee, in USDT |
|---|---|
| 100 USDT | 0.48 USDT |
| 1,000 USDT | 4.80 USDT |
| 10,000 USDT | 48.00 USDT |
- Deposit wait, about 1 minute: 20 confirmations at roughly 3 seconds per Tron block.
- Payout side: Monero creates a block about every 2 minutes, and your wallet keeps newly received XMR locked for 10 blocks, around 20 minutes, before it can be spent.
- Who pays which fee: the deposit’s Energy and Bandwidth, or the TRX burned for them, are paid by your wallet or exchange to the Tron network. They are not refunded. The network fee for your XMR payout is covered by Ghostex and already reflected in the quote.
Common errors
USDT TRC20 to XMR mistakes to avoid
USDT from Ethereum or BNB Smart Chain
This order only watches Tron. USDT sent over Ethereum (ERC20) or BNB Smart Chain (BEP20) is on the wrong network: it is not refunded automatically, and recovery cannot be promised. If it already happened, read what to do after a wrong-network USDT deposit.
TRX instead of USDT
TRX and TRC-20 USDT sit at the same T… account, so a wallet will let you send either one. TRX is a different asset from the one on the order, and a wrong-asset deposit gets no automatic refund.
A 0x refund address
A refund on this pair comes back as TRC-20 USDT, so the refund address has to be a Tron address starting with T. The form rejects an Ethereum-style 0x address and tells you so.
An exchange fee taken from the amount
If your exchange deducts its withdrawal fee from the amount you enter, the deposit arrives short. The fixed rate then no longer applies: the order runs at the market rate or the USDT is refunded automatically.
Who handles the order. Once the USDT confirms, five AI agents take it from there, from Oracle pricing USDT against XMR to Courier broadcasting the Monero; the agents page explains each role. Pick a fixed rate to lock the XMR amount for 30 minutes, or a floating one to take the market price at execution, as described in fixed vs floating rates.
FAQ
USDT TRC20 to Monero questions
Do I need TRX to send USDT TRC20 to Ghostex?
From your own wallet, yes, unless it already has Energy from staked TRX. A TRC-20 transfer consumes Energy, which has no free quota on Tron, so without it the network burns TRX from your balance. A withdrawal from an exchange account avoids this, because the exchange pays the Tron network cost.
How long does a USDT TRC20 to XMR swap take?
Most orders complete in 5 to 30 minutes. The 20 Tron confirmations usually take about a minute; the rest is the swap itself and the Monero payout, where a block is added about every 2 minutes.
Can I send the USDT straight from an exchange account?
Yes. Choose Tron (TRC20) as the withdrawal network and make sure the amount that arrives equals the amount on the order, since some exchanges subtract their fee from it. Add a Tron refund address as well, so a refund comes back to a wallet you control rather than to the exchange's sending address.
What if I send USDT on Ethereum or BNB Chain instead?
Then the deposit is on the wrong network for this order. It is not refunded automatically and recovery cannot be promised; contact support with the order ID and the transaction hash. To swap Ethereum USDT, open a USDT (ERC20) to XMR order instead.
Where does a refund go on this pair?
A refund is paid as USDT on Tron, never as XMR: to the T… refund address you entered, or else to the Tron address the USDT came from. The network cost of sending it back is deducted, and Ghostex keeps no fee on a refunded order.
Is there a minimum amount?
Yes: the equivalent of about $10, and the maximum is about $10,000,000. The form shows both limits in USDT for this pair. A deposit below the minimum or above the maximum is refunded automatically, minus the network cost of returning it.
Do I need an account or KYC?
No. The order asks for a Monero address, the USDT amount and, if you like, a Tron refund address; no name, email, phone or ID. Automated checks of public blockchain data may delay or refund an order linked to a prohibited use, but Ghostex never asks for identity documents.
Keep exploring
Other swaps and guides
Still choosing a network for your Tether? Compare USDT TRC20 vs ERC20, or read about other ways to buy Monero without KYC.
Ready when you are5 to 30 minutes
Swap Tron USDT to XMR now
Enter the USDT amount and your 4… or 8… address, then pay from a Tron wallet that holds a little TRX for Energy, or from an exchange. About a minute after that, the swap starts on its own.